Where It All Started

Since 1986, LGBT clients have chosen Stuart Armstrong as their lead financial adviser because he is able to guide them with sensitivity, inspiration, and integrity. When Stuart began building his practice, the AIDS epidemic was ramping up in Boston and many in the gay community were fearful for both their physical and financial lives. For Stuart it was trial by fire as he became road-tested very quickly in his career in ways many colleagues might only experience on rare occasions. Having lost many close friends and clients to AIDS, he never wanted those experiences to be taken for granted and has made it a lifelong commitment to pass on his professional skills to others in need through volunteer and professional work.

Take a deep dive into Stuart's experience
Services to LGBTQ+ Clients

Services to LGBTQ+ Clients

Stuart invests the time to develop personalized, progressive planning strategies designed specifically to help you address the patchwork of laws and uncertainty you might face in your financial journey. The benefit to you is a customized approach that will give you the confidence, comfort and clarity you’re looking for so that you can live your life.

  • Comprehensive Financial Planning                   
  • Retirement Income Planning
  • Unmarried Couples Planning
  • Family Financial Planning
  • Insurance / Risk Management                            
  • Investment Management
  • Socially Responsible Investing Options           
  • Estate Planning
  • Education Funding Strategies                           
  • Charitable Planning                                                    
  • Retirement Plans

Starter Plan

 Ideal for Motivated Young Professionals

  

Includes:

Develop an Investment Plan
Review Retirement Contributions-  IRA & Roth IRA
Beneficiary Review
Evaluate Employer Retirement Plan- 401(k), 403(b), SEP IRA
Debt Strategy for Mortgage, Student Loans & Auto Loans
Goals, Decision Making & Expectations
Risk Tolerance Review


Starting at $1,500*

Essentials Plan

A Comptehensive Approach to Fully Evaluate and Prioritize Your Finances

  

Ideal for Multiple Incomes and Households with Dependents 

 

Starter Plan Plus:

Assistance with Major Purchases such as a home
Detailed Cash Flow Planning
Education Planning and College Funding
Insurance Planning
Roth Conversion Review
Retirement Planning
What-If: Scenarios
Basic Estate Planning 

 

Starting at $2,400*

Advanced Plan

Take Complete Control of Your Financials and Build Your Legacy

 

Ideal for Business Owners and Leaders, Retiring within 10 Years

  

Essential Plan Plus:

Wealth Transfer Scenarios
Concentrated Stock Strategies
Stock Options Analysis
Annual Gifting and Charitable Giving
Business Planning
Roth IRA Conversion Analysis
Income Tax Planning including meeting with your Accountant
Advanced Estate Planning
Retirement Income Distribution
Social Security Planning

  

Starting at $2,400*

Stuart's Role in the Community

Stuart's Role in the Community

Stuart has dedicated much of his professional and volunteer career to the LGBT community. From 1987 to 1991 Stuart presented over 30 financial workshops to AIDS Action Committee volunteers. He served on the Board of Directors of  Positive Directions, an organization offering peer-led services to the HIV/AIDS community, from 1996 to 1999. He served as Board President for two years and assisted Positive Directions through its strategic planning process.

Stuart was honored to serve a three-year term from 2013 to 2015 on the national board of directors of the Financial Planning Association (FPA), the largest member association of financial planners in the United States. Stuart was selected in part because of his passion for advancing inclusiveness in the financial planning profession and calling attention to the needs of clients from diverse communities. Stuart has also been a member of  the Diversity Committee, a national task force of the FPA since 2010 and he served as its Chair in 2012.

In 2019, Stuart received the Allegheny College Gold Citation, an honor awarded to an Allegheny graduate in recognition and appreciation of honor reflected upon the College by virtue of professional or volunteer activities.

How ‘out-of-the-box’ thinking can help LGBTQ people overcome 3 big financial challenges

How ‘out-of-the-box’ thinking can help LGBTQ people overcome 3 big financial challenges

Featuring Stuart Armstrong CFP®, Grow- June 2021

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From Wall Street to Silicon Valley, LGBT+ investment on the rise

From Wall Street to Silicon Valley, LGBT+ investment on the rise

Featuring Stuart Armstrong CFP®, Reuters- September 2020

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LGBTQ Market Focus

LGBTQ Market Focus

Get to know Stuart H. Armstrong, II, CFP®, a pioneer in financial planning within the LGBTQ+ community. From his work with Pride Planners & other organizations, to the FPA Diversity Committee, to the FPA Board of Directors, and now the Center for Financial Planning, Stuart has been actively serving financial planners, the LGBTQ+ community, and his clients for more than thirty years.

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Financial planning challenges for same-sex couples

Financial planning challenges for same-sex couples

Featuring Stuart Armstrong CFP®, Finance 101 - June 2019

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LGTB Financial Planning

LGTB Financial Planning

Carol Massar from Bloomberg Radio interviews Stuart Armstrong, CFP, a Financial Planner at Centinel Financial Group, LLC. Armstrong shares his thoughts on LGBT financial planning and PridePlanners.

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