Discovery Meeting
Our goal is to get an understanding of your personal and financial goals, wants and needs. We will gather the necessary documents and information to ensure we have the full picture and you leave with the clarity you need to go forward. We want to help you transition from thinking about your finances to knowing about them.
Developing a Strategy
Here we will review the key objectives and priorities of your plan, taking into account your net worth and cash flow. Our team, along with participation from your legal and tax advisors, will craft a strategy that has your best interests at heart. We work together to progress toward the goals we've identified and model scenarios to compare against your base financial plan.
Starter Plan
Ideal for Motivated Young Professionals
Includes:
- Develop an Investment Plan
- Review Retirement Contributions- IRA & Roth IRA
- Beneficiary Review
- Evaluate Employer Retirement Plan- 401(k), 403(b), SEP IRA
- Debt Strategy for Mortgage, Student Loans & Auto Loans
- Goals, Decision Making & Expectations
- Risk Tolerance Review
Starting at $1,500*
Essentials Plan
A Comptehensive Approach to Fully Evaluate and Prioritize Your Finances
Ideal for Multiple Incomes and Households with Dependents
Starter Plan Plus:
- Assistance with Major Purchases such as a home
- Detailed Cash Flow Planning
- Education Planning and College Funding
- Insurance Planning
- Roth Conversion Review
- Retirement Planning
- What-If: Scenarios
- Basic Estate Planning
Starting at $2,400*
Advanced Plan
Take Complete Control of Your Financials and Build Your Legacy
Ideal for Business Owners and Leaders, Retiring within 10 Years
Essential Plan Plus:
- Wealth Transfer Scenarios
- Concentrated Stock Strategies
- Stock Options Analysis
- Annual Gifting and Charitable Giving
- Business Planning
- Roth IRA Conversion Analysis
- Income Tax Planning including meeting with your Accountant
- Advanced Estate Planning
- Retirement Income Distribution
- Social Security Planning
Starting at $3,600*
From Thinking to Knowing
The financial planning process of our firm is designed to help guide our clients as they chart their course to financial independence. What this means is that we will share with you a six step approach to developing a comprehensive financial plan to include private consultations, diagnosing your position, designing tailored strategies that fit your unique intentions and delivering value through ongoing monitoring and reviews. These will help address the goals, opportunities, and risks you may face in your journey through life. The benefit to you is a customized approach that will help provide the confidence and clarity you’ll need to live your journey with greater security, and passion for the things that matter most.
Our financial analysis and recommendations are not intended to replace the need for independent tax, accounting or legal review. Individuals are advised to seek the counsel of such licensed professionals. Centinel Financial Group, LLC, RAA, nor any of its affiliated companies provide specific tax or legal advice.